Problem
Paper-heavy lending processes and ad-hoc arrears control increase delinquency and audit risk.
Credicore
Digital lending core for SACCOs, MFIs, and in-house credit programs.
LendingIntegrates: MPESAIntegrates: Email/SMSIntegrates: Accounting
Our solution
Standardized origination, scoring rules, disbursement controls, and collections workflows with portfolio analytics.
Overview
Credicore manages member onboarding, loan origination, disbursement, collections, and portfolio analytics—with ERPNext at the core.
How it works
1
Originate
KYC/onboarding, products, scoring, and approval paths.
2
Disburse
Controlled release with repayment schedules and notifications.
3
Collect
Arrears queues, penalties, restructuring rules, and reports.
Key capabilities
- Member/KYC onboarding
- Loan products & underwriting rules
- Disbursement & repayment schedules
- Arrears, penalties, and restructuring
- Portfolio performance dashboards
Client benefits
- Faster, compliant lending operations
- Lower delinquency via clear workflows
- End-to-end auditability
- Data-driven portfolio decisions
Ready to see Credicore in your context?
Bring your processes—we’ll map a plan, prototype key flows, and give you a realistic timeline.